Clarity

“You cannot get to where you want to go until you know where you are.”

 Get a clear picture of your current financial life by tracking income and expenses, and building a spending plan. Where are you leaking money? What are your values, dreams and goals? Does how you use your money reflect those values and goals?

  Understanding

“The real voyage of discovery consists not in seeking new landscapes, but in having new eyes.”  Marcel Proust

Explore the attitudes and beliefs you have about money, and realize how they drive your money behaviors. What money messages did you learn? Keep the ones that work, and learn new ones that are compatible with the way you want to live your life now and in the future. You can’t change the past, but you can choose your future.

 Practice

“Practice drawing more of life’s rewards to you, and they will come”

 Practice the inner work of changing how you think and feel about money. Practice the outer work of developing your growing money skills. The path to financial freedom is a step-by-step process, not an event!

Freedom

“If you realize that you have enough, you are truly rich”  Lao tzu

 Your money works for you to enrich your life. You feel like you have more, and have both the confidence and a system to manage money in a way that gives you a solid foundation of financial resources. You make conscious choices. Your values and goals are the currency of your life.